Free Chapter
Download a free chapter when you register
Navigate the future of retirement planning with the book "Retirement Income for Life, Solving the Longevity Equation".
Download a free chapter of the book when you register for free on Retirement Edge.
Providing Australian financial planners with invaluable insights into managing longevity risk for their clients.
Key Highlights:
Enhanced Retirement Income Potential
The book reveals that combining new retirement products with existing ones can potentially increase retirement income by 15% - 30%, offering exciting opportunities for financial planners to engage with clients for an extended period.
Optimising Age Pension Benefits
Certain retirement products receive preferential treatment when it comes to the Age Pension, providing a strategic advantage for retirees. The book details how only 60% of the money used to purchase these products is assessed under the assets test, dropping to 30% after age 84.
Balancing Act in Retirement Planning
The practical approach of the book addresses the challenge of balancing client retirement lifestyle expectations with the diverse retirement income options available in the market. It provides actionable steps to implement key principles, ensuring a comprehensive and personalised retirement plan.
Life Expectancy Considerations
Two dedicated chapters guide financial planners in understanding and addressing the life expectancy of each client. Emphasising the risks of relying on average life expectancy, the book equips planners with tools and statistics to make informed decisions.
Innovative Products for Flexibility
The discussion includes new products such as Investment-linked annuities, offering longevity protection with investment choice. This allows retirees to make investment decisions tailored to their needs, providing flexibility in changing economic environments.
Real-world Case Studies
The book brings concepts to life with real-world case studies, showcasing successful strategies that financial planners can readily apply in their practice.
“Important reading for any serious financial planner in Australia.”
David Haintz, AM Principal, Global Adviser Alpha Pty Ltd
“A must-read for planners throughout Australia. Embrace the new possibilities for the benefit of clients.”
Peter Hawks, Annuity Brokers of Australia P/L
“Retirement planning in Australia has entered a new world. I recommend the book to everyone who wants to take advantage of the new possibilities for the benefit of their clients.”
Dr Anthony Asher, Associate Professor, UNSW
Authors
“Retirement Income for Life” is published by Optimum Pensions. The team at Optimum Pensions is driven by the common desire to deliver better lifetime income products to all Australians. Optimum Pensions may occasionally send you relevant information about retirement income planning if you supply your email address to this website.
Download a free chapter of the book when you register for free on Retirement Edge.
ADVISER USE ONLY: Learn how to research, compare and choose lifetime income products in Australia.