Disclaimer and Conditions of Use

This website (‘This Site’) is provided by Retirement Edge (‘Retirement Edge’) ABN 30992158830. The Terms and Conditions (‘Terms’) shown apply to users of This Site. By using This Site, you accept and agree to these Terms. Retirement Edge reserves the right to change these Terms at any time. Please check these Terms at regular intervals for any changes. Your continued use of This Site following any change to these Terms will be deemed acceptance of those changes.

Disclaimer

Retirement Edge updates This Site from time to time, however Retirement Edge makes no representation as to the accuracy, currency or completeness of any information or services at This Site. All information and services are provided on the basis that you undertake the responsibility for assessing their accuracy and that you rely on them entirely at your own risk.

All information and services at This Site are provided on an ‘as is’ basis.

This material on This Site is intended to provide information and not advice. It should not be relied upon as advice or take the place of professional advice. This Site contains generic content and has been prepared without taking into account an individual’s personal objectives, financial situation or needs.

To the fullest extent permitted by the applicable law, Retirement Edge excludes all terms, conditions and representations, express or implied. Any liability of Retirement Edge under these terms and conditions, under any other provisions that by law cannot be excluded or that are not otherwise excluded under this clause is, where permitted by law, limited at the option of Retirement Edge to the resupply of the relevant information or services. In no event will Retirement Edge be liable for any consequential or indirect loss, and in any event any loss of profits or data, incurred by you in relation to use of This Site.

Privacy

This Site

Retirement Edge privacy obligations concern the collection, use, disclosure and storage of personal information. In dealing with personal information, Retirement Edge is subject to the Privacy Act 1988 (Cth) (Privacy Act), the Australian Privacy Principles and any applicable State or Territory privacy laws.

Links to other sites

This Site has links to other related websites. When you transfer to another site, Retirement Edge cannot take responsibility for the protection of your privacy. You are subject to the terms and conditions of the new site, and should familiarise yourself with the privacy policy of that site.

Warning

Once Retirement Edge receives information from you by e-mail or any other means, it is in a secure environment. You should however, be aware of the inherent risk associated with the transfer of information via the Internet.

Use Of This Site

This Site is provided for your personal, non-commercial use only. You must not use This Site for any commercial purposes.

Restriction On Use

You must not distribute through This Site any inappropriate communication in any form. Inappropriate communications include obscene, harassing, pornographic, abusive, slanderous, racist, defamatory, vulgar, threatening or offensive material.

By emailing any materials to Retirement Edge, you grant Retirement Edge a non-exclusive, royalty free, perpetual licence to use, modify, reproduce, distribute or otherwise deal with those materials in any manner which Retirement Edge deems appropriate. In addition, you agree to waive all ‘moral rights’ (as defined in the Copyright Act) in those materials.

You must not collect email addresses listed on This Site for any purposes connected with the production of marketing or email databases.

You must not transmit or attempt to transmit any data, code or other material of any kind to This Site that contains a virus or other harmful component.

Ownership Of Materials On This Site

Unless otherwise indicated, Retirement Edge owns, or is licensed to use, all intellectual property (including without limitation copyright, trade mark and designs) subsisting in the materials on This Site. Retirement Edge authorises you to reproduce and download the materials exclusively for non-commercial personal use in the intended manner. You may not copy, reuse, reproduce, republish, frame, post, upload, distribute, transmit, adapt, broadcast, or modify in anyway all or any part of the material contained on This Site without Retirement Edge’ prior written permission unless expressly permitted by law.

All names, logos and trademarks use on This Site are the property of their respective owners. Nothing on the Site should be interpreted as granting any rights to use or distribute any names, logos or trademarks, without the express written agreement of Retirement Edge or the relevant owners. Nothing displayed on This Site should be construed as granting any licence or rights to use any name, logo or trademark without the express written permission of Retirement Edge or the relevant owners.

Access To This Site

Retirement Edge does not warrant that access to This Site will be uninterrupted, or that the services offered on This Site will be error-free. Retirement Edge reserves the right at any time to change or discontinue any feature on This Site, hours of availability and equipment or software required for access.

Links To Other Sites

Where This Site contains any hyperlinks to any other websites (‘External Sites’), Retirement Edge is not responsible for the accuracy, legality or decency of material or copyright compliance of any such External Sites. All hyperlinks are provided for convenience and information purposes only, and Retirement Edge does not approve, sponsor or endorse any of the External Sites

Financial Calculators

This Site contains details and descriptions of a number of financial calculators and calculations. The information provided is intended to describe the calculators and calculations concerned and the descriptions and any graphs or diagrams accompanying the material should not be used for the purpose of making any financial decision. They are for illustration only.

Jurisdiction

These Terms will be construed according to and are governed by the laws of Victoria, Australia. You submit to the exclusive jurisdiction of the courts in and of Victoria in relation to any dispute arising under these Terms.

Information Collected from This Website

When you visit this website, some information, such as the site that referred you to us, your IP and email address, and navigational and purchase information, may be collected automatically as part of the site's operation. This information is used to generate user profiles and to personalise the website to your particular interests. On some occasions we may ask you to provide information on online forms. For example, we may ask for your username, password, full name, telephone number, email address and postal address, or other information to register online. Providing information on online forms is always voluntary, and you are free not to complete any online forms. If you choose not to, however, some products and services may not be available to you.

How We Use Your Information

The information collected online is stored indefinitely and is used for various purposes, including processing your customer service, product and service development, direct marketing and marketing analysis and facilitating your use of this website. In addition, unless you opt out of receiving promotional materials from Retirement Edge, we may notify you of special promotions, new products or services, or other information that may be of interest. (See Opting Out section, below.)

About Cookies

A cookie is a small piece of information that a website can store on your web browser and later retrieve. The information that cookies collect includes the date and time of your visit, your registration information and your navigational and purchase activity. Cookies offer you many conveniences. They allow Retirement Edge to recognize information and assist in determining what content is best suited to your needs. Most browsers allow you to decline cookies, but if you elect to do so, these pages may not display properly. You are free to delete cookies after your session, and your browser should contain instructions on how to do this.

Opting Out

If you do not want to receive promotional information from Retirement Edge, you can opt out at any time by exercising the 'unsubscribe' option given to you on each piece of email correspondence sent, or by sending an email to retirementedge@rsdataworks.com.au